MEPX
Chapter 10 of 10All chapters
  1. 1Knowing your cashflow
  2. 2The emergency fund
  3. 3Debt
  4. 4Saving and compounding
  5. 5Housing and large costs
  6. 6Insurance
  7. 7Tax and payslips
  8. 8Long-term saving
  9. 9Fraud and pressure
  10. 10Making it stick

Chapter 10 of 10

Making it stick

Systems over willpower.

Automate

Standing orders on payday, automatic pension contributions, and a separate account for bills. Decisions made once beat decisions made monthly.

  • Review annually rather than obsessively; small changes rarely need action.
  • One number worth tracking is net worth, not income.

A note on advice

This course explains mechanics. Your tax position, obligations and goals are specific to you, and anything with large consequences deserves a qualified adviser rather than a quiz site.