MEPX
Chapter 4 of 10All chapters
  1. 1The basic rights
  2. 2When something is faulty
  3. 3Buying online
  4. 4Paying safely
  5. 5Complaining well
  6. 6Services and tradespeople
  7. 7Travel and tickets
  8. 8Subscriptions and contracts
  9. 9Advertising and pricing
  10. 10Your data as a consumer

Chapter 4 of 10

Paying safely

The method changes your protection.

Cards

Card payments allow chargebacks through the scheme, and some jurisdictions add joint liability of the card issuer for larger credit card purchases.

  • Bank transfers offer the least protection.
  • Note the deadlines; chargebacks have strict time limits.

Buy now pay later and finance

Credit agreements bring their own rules, including affordability requirements and a right to withdraw. Missed payments can affect credit files.